Archive - Voices by Faciit

I Had a Job. I Had the Salary. But No One Would Lend to Me.

Faciit founder Ola shares his personal story of being denied credit despite having a job, and why he built a better way for responsible borrowers to get…

Jul 2 •

June 2025

How We Can Fix A Credit System That Shuts People Out

Millions of financially responsible people are locked out of loans due to outdated credit scoring. Discover how Open Banking and Save-to-Borrow models…

Jun 18 •

New to the UK or Locked Out of Credit? Here's Your Guide to Fairer Financial Options.

If you've ever been rejected for a loan, denied a credit card, or faced sky-high interest rates despite managing your money well, you're not alone.

Jun 9 •

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts